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Early Bird Offer

  • Lock-in low rates, a FREE $0 deductible and a FREE 30-day annual plan (when you purchase 30 days or more) with a $50 deposit on or before September 16, 2010
  • Your application and balance is due three weeks prior to travel
  • Lock-in online today with a $50 deposit and you can delay submitting your online application and balance due until as late as the same-day you depart from your Province or Territory of residence
  • If you prefer, purchase your coverage today
  • Online purchases are easy, safe, secure and fully refundable if you change your mind for any reason

 

TIME's Luxury Features

Free $0 Deductible included with every TIME purchase! This means you will not have to pay for any portion of your claim.

Free Multi-Trip Plan
Free 30-day Multi-Trip Plan included when you purchase 30 or more days.
Free 10-day Multi-Trip Plan included when you purchase 20-29 days.
Multi-Trip Plans provide coverage for the first 30 or 10 days of every additional trip you take out of Canada in the next 12 months.
Multi-Trip Plans provide for unlimited travel within Canada outside your province or territory of residence.
Not available when topping-up.

On-line application
You can purchase today and be on your way or make a $50 deposit on-line to lock-in your rates. Then you can finalize your purchase anytime prior to travel.

$5 Million CDN coverage per person and a full range of deluxe benefits.

Federal Government Retiree Benefit if you are a retired civil servant topping-up for
30 days or more, TIME will automatically upgrade the first 40 days of your retiree plan from $500,000 to $5 million CDN.

Payment Convenience: Make a $50 Deposit now and pay the balance 3 weeks
before you travel.

Same Day Service means your policy, wallet cards and income tax receipt will be mailed to you the same day your application is received.

"No Questions Asked" Refund Policy and you don't need a doctor's note. You may cancel prior to your departure date and upon receiving your written request for a refund, you will receive 100% of your premium. There are no administrative or service charges. There are no refunds for any unused days if you have had a claim or a claim is pending.

Top-Up Available: You may add TIME to another plan by paying for the days you need. There are no top-up fees. (Minimum 8 day purchase)

Retiree Plans with Limited Lifetime Maximums are Protected up to $100,000 CDN.